Terms of Service

Chart AI (Android) | Chart AI (iOS)

Last Updated: November 5, 2026

1. Acceptance of Terms

By downloading, installing, accessing, or using the Chart AI mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Viksva, MB, a company registered in Vilnius, Lithuania ("Company," "we," "our," or "us").

1.1 Age Requirement

You must be at least 18 years old to use the App. Trading and investing are adult activities, and the App is not directed to anyone under 18.

2. Description of Service

Chart AI is an educational tool for traders. It is a mobile application that uses Google Gemini artificial intelligence to analyze images of trading charts and provide pattern recognition commentary. The App provides:

• Chart pattern analysis through AI-powered image recognition using Google Gemini AI models
• Technical analysis commentary based on visual chart patterns
• Support levels and resistance identification (APPROXIMATE ONLY)
• Trend analysis commentary
• Readings of technical indicators such as RSI, MACD, Bollinger Bands, and Moving Averages, and analysis across two timeframes
• AI-generated entry, stop-loss, and take-profit levels, risk/reward ratios, confidence scores, and bullish and bearish scenarios. These are illustrative outputs of the AI, not recommendations to trade (APPROXIMATE ONLY)
• Analysis history, and a trade journal for logging your own trades
• Basic features for free users with daily usage limits
• Premium subscription tiers with enhanced features and unlimited usage

3. Risk Disclosure

4. Subscription Plans and Billing

4.1 Available Subscription Tiers

We offer the following subscription plans:

• Weekly Subscription: Includes a 3-day free trial period, after which you will be charged for weekly access to premium features
• Yearly Subscription: Annual access to premium features with immediate billing upon subscription

4.2 Free Trial Terms

• The weekly subscription includes a 3-day free trial that begins immediately upon subscription
• You will have full access to premium features during the trial period
• Your payment method will be charged automatically when the trial period expires unless you cancel before the trial ends
• The yearly subscription does not include a free trial period and billing begins immediately

4.3 Automatic Renewal

4.4 Payment Processing

• All payments are processed through your device's app store (Apple App Store or Google Play Store)
• Payment will be charged to your app store account upon confirmation of purchase or after the free trial period expires
• Subscription management, including billing, is handled by the respective app store

5. Subscription Management and Cancellation

5.1 How to Cancel Your Subscription

For iOS (Apple App Store):

1. Open the Settings app on your iOS device
2. Tap your Apple ID at the top of the screen
3. Tap "Subscriptions"
4. Find "Chart AI" and tap it
5. Tap "Cancel Subscription"

For Android (Google Play Store):

1. Open the Google Play Store app
2. Tap the profile icon in the top right
3. Tap "Payments & subscriptions" then "Subscriptions"
4. Find "Chart AI" and tap it
5. Tap "Cancel subscription"

5.2 Effect of Cancellation

• You may cancel your subscription at any time before the next billing cycle
• Cancellation must be done through your app store account, not through the App itself
• After cancellation, you will retain access to premium features until the end of your current billing period
• Once your current billing period expires, you will lose access to premium features but can continue using basic free features
• Your account data and analysis history will be preserved

5.3 Refunds

• Who handles refunds: Payments are processed by Apple Inc. (App Store) or Google LLC (Google Play), not by us, and we cannot issue refunds directly. Refund requests are made to the app store you bought from
• Apple: Visit reportaproblem.apple.com or contact Apple Support
• Google: Request a refund through your Google Play account or Google Play support
• Trading results: Trading losses or investment performance are not in themselves a reason for a refund, except where mandatory law says otherwise
• Your legal rights: Nothing in these Terms limits any right of withdrawal, refund, or other remedy you have under mandatory consumer law, including your rights if digital content or a digital service is not as described
• Free trial: You can cancel during the 3-day free trial period (weekly subscription) to avoid being charged

5.4 EU and UK Right of Withdrawal

If you are a consumer in the EU, EEA, or UK, you may have a 14-day right of withdrawal for digital purchases. Whether it applies, and when it ends, depends on the law of your country and on what you agreed to when you purchased. It is exercised through the app store you bought from.

6. User Responsibilities and Prohibited Uses

6.1 Acceptable Use

You agree to use the App only for lawful, educational, and entertainment purposes and in accordance with these Terms. You are responsible for:

• Maintaining the security of your device and account
• Ensuring you have the right to submit any images or content for analysis
• Using the service in compliance with all applicable laws and regulations
• Understanding that all analysis is approximate and for educational/entertainment purposes only
• NOT relying on the app for trading, investment, or financial decisions
• Consulting qualified, licensed financial professionals before making any trading or investment decisions
• Understanding that AI-based analysis can be significantly inaccurate
• Accepting full responsibility for all your trading and investment decisions
• Understanding the substantial risks involved in trading and investing

6.2 Prohibited Activities

You may not:

• Use the App for any illegal or unauthorized purpose
• Reverse engineer, decompile, or disassemble the App
• Share your subscription access with others
• Submit content that violates intellectual property rights
• Attempt to circumvent usage limitations or technical measures
• Use the App in a way that could damage or impair our services
• Submit inappropriate, offensive, or harmful content
• Use the App for commercial purposes without our written permission
• Attempt to gain unauthorized access to our systems or other users' accounts
• Use the App to provide financial advice to others
• Represent the App's analysis as professional financial advice
• Use the App in connection with market manipulation or securities fraud

7. Privacy and Data Collection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the App, you consent to the collection and use of your information as described in the Privacy Policy.

8. Intellectual Property

The App and all its content, features, and functionality are owned by Viksva, MB and are protected by international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App solely for your personal, non-commercial use.

9. Third-Party Services and AI Limitations

The App integrates with third-party services including but not limited to:

• Google Gemini AI for image analysis and chart pattern recognition
• RevenueCat for subscription management
• Apple App Store and Google Play Store for payment processing
• Analytics services for app improvement

These third parties have their own terms of service and privacy policies. We are not responsible for the practices or content of these third-party services.

10. Service Availability and Modifications

• We strive to provide continuous service but cannot guarantee uninterrupted availability
• We reserve the right to modify, suspend, or discontinue the App or any features at any time
• We may update the App to improve functionality, security, or compliance
• Critical updates may be required for continued service access

11. Disclaimers and Limitation of Liability

11.1 Service Disclaimers

11.2 Limitation of Liability

11.3 Liability That Cannot Be Excluded

Nothing in these Terms, including the warnings at the start and end of these Terms and Sections 2, 3, 9, 11.1, 11.2, and 16, excludes or limits liability that cannot lawfully be excluded or limited, including liability for death or personal injury caused by negligence, for fraud, and for intent or gross negligence. If you are a consumer in the EU, EEA, or UK, your mandatory statutory rights are not affected, and those disclaimers and limitations apply only to the extent the consumer law of your country of residence permits.

12. Indemnification

This Section applies only if you use the App in the course of a trade, business, craft, or profession. It does not apply to consumers. To the extent permitted by applicable law, you agree to indemnify and hold harmless Viksva, MB, its officers, directors, employees, and agents from third-party claims, damages, and reasonable expenses arising from:

• Your misuse of the App or your violation of these Terms
• Your violation of any rights of another party
• Any content or images you submit through the App
• Your use of the App's analysis to provide financial advice or services to others

13. Termination

We may suspend or terminate your access to the App or its online features if you breach these Terms, if the law requires it, or if needed to protect the App, its users, or our systems. Where reasonably possible, we will tell you first. Upon termination:

• Your right to use the affected App features ends
• If we end your access because you breached these Terms, you are not entitled to a refund for the current billing period, except where mandatory law says otherwise
• If we end your access to a paid subscription for any other reason, we will refund, or arrange a refund of, the unused part of the period you paid for
• Termination does not by itself cancel a subscription held in your app store account, so please cancel it there (see Section 5)
• Provisions regarding liability, indemnification, and governing law survive termination

14. Governing Law and Dispute Resolution

• These Terms are governed by the laws of Lithuania
• Any disputes shall be resolved exclusively in the courts of Lithuania
• You consent to the jurisdiction of Lithuanian courts
• If any provision of these Terms is found unenforceable, the remaining provisions remain in effect

Consumers in the EU/EEA and elsewhere: nothing in these Terms limits any rights you have under mandatory consumer-protection law that cannot be waived by agreement. If you are a consumer resident in the EU/EEA, you may also bring proceedings in the courts of your country of residence and keep the protection of that country's mandatory rules.

Please contact us first at mbviksva@gmail.com. You may also contact the consumer protection authority in your country. In Lithuania, this is the State Consumer Rights Protection Authority (vvtat.lrv.lt).

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

• Posting updated Terms in the App
• Updating the "Last Updated" date
• Providing in-app notification for significant changes

Continued use of the App after changes constitutes acceptance of the updated Terms.

16. Securities and Financial Regulations

17. App Store Specific Terms

17.1 Apple App Store Additional Terms

For users who download the App from the Apple App Store, the following additional terms apply:

• These Terms are between you and Viksva, MB only, not with Apple Inc.
• Apple is not responsible for the App or its content
• Apple has no obligation to provide support services for the App
• Payments and refund requests are handled by Apple in accordance with Apple's policies, without limiting your rights under mandatory law
• Apple is a third-party beneficiary of these Terms and may enforce them against you
• Apple is not responsible for any consequences resulting from analysis, trading decisions, or your use of the App

17.2 Google Play Store Additional Terms

For users who download the App from Google Play Store, the following additional terms apply:

• These Terms are between you and Viksva, MB only, not with Google LLC
• Google is not responsible for the App or its content
• Google has no obligation to provide support services for the App
• Payments and refund requests are handled by Google in accordance with Google Play's policies, without limiting your rights under mandatory law
• Google is not responsible for any consequences resulting from analysis, trading decisions, or your use of the App

18. Contact Information

19. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

20. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Viksva, MB regarding the use of the App and supersede all prior agreements and understandings.